Kentucky and Indiana insurance laws make provisions for the immediate payment of car accident victims’ medical bills. If you have any problem obtaining this money, Becker Law Office can help you.
If you’re a Kentucky driver, you likely have “no fault” coverage as part of your car insurance. This coverage could pay you as much as $10,000 to help with your medical expenses. It may also provide up to $200 each week for lost wages, as well as additional compensation for your pain and suffering.
These benefits should be paid to you by your insurance company no matter who caused your wreck. If another driver is at fault for the accident, your insurance company will seek reimbursement from the other driver’s insurance company. Even if you’re a passenger in a car accident, you may be entitled to no-fault benefits through the car owner’s insurance company or your insurance company, depending on your situation.
If you’re an Indiana driver, you may also be eligible for immediate medical benefits, regardless of fault, if you have signed up for Medical Payments Coverage as part of your auto insurance policy. Depending on the extent of your coverage, you may receive compensation for medical treatments and prescriptions. Your primary health insurance may also cover you for expenses that exceed your auto insurance coverage.
In the meantime, if you are getting letters from collection agencies or other creditors asking for payment, we can work with them for you. We can write to them to explain that you have a personal injury action in progress. We will ask them to give you more time or defer payment until you receive your settlement. In most cases, knowing that a law firm is handling your car accident claim puts creditors at ease.