Should I accept an insurance settlement offer right away?
No. Many insurance adjusters want to close a car accident case and move on as fast as possible. By accepting a quick settlement you agree not to seek further compensation, though you may not even know the full extent of your losses.
Car insurance companies save money by closing claims quickly, especially if they can do it before the accident victim retains an attorney. But a settlement made too soon cannot take into account whether your injuries will have a long-term effect on you.
Your injuries may prevent you from returning to work for many months or leave you unable to return to your former job. You may have to take a job that pays less if you are partially disabled. You may need assistive devices, like a walker or wheelchair, for a limited time or permanently. If you are totally disabled, you may not be able to return to work and may need in-home nursing care, assistive devices and even renovations to your home.
It is better to wait until you can calculate how much money you will need to cover all of your medical expenses and your income losses.
Becker Law Office wants you to receive the full amount of money you need now and in the future. Once your doctor(s) have determined the final prognosis for your recovery, we will gather all of the necessary data to begin negotiating a proper insurance payment to you.